Advantages Of Chapter 13 Bankruptcy

Advantages of Chapter 13 Bankruptcy

If your home is in foreclosure, Chapter 13 can help save your home by reorganizing your past due mortgage payments through a Chapter 13 repayment plan.  There are further options available for 2nd mortgages, depending upon the circumstances.

It is important to work with an experienced lawyer for your case to be successful.  Our office has years of experience in successfully assisting clients complete their plans and obtain a discharge of their debts. I represent clients throughout Phoenix, Arizona, helping them find the debt relief they need to get back on track. Contact us online or call 602-252-7552 to schedule your free initial consultation.

Understanding How Chapter 13 Works

At our consultation, we will discuss the bankruptcy process and what your are hoping to accomplish. 

Many people worry that if they do not qualify for Chapter 7 bankruptcy, that they will not be able to regain control of their finances. This is not necessarily true. With Chapter 13 bankruptcy, your debts are reorganized, and you will be responsible for making monthly payments for 3-5 years. The payment plan is created specifically for you and dependent upon your income, so the monthly payment will be within your means.

Whether you are behind on your mortgage, owe more on your car than what it is worth or are paying back taxes and credit card debt, there is help. I work with you to give you the assistance you need to regain control of your finances. Schedule your free initial consultation by contacting me online or by calling 602-252-7552.